See what this house actually costs.

Zillow shows you the payment. We show you the Mello-Roos, the fire-insurance reality, and the utility bill it leaves out.

Real parcel tax

Fire-insurance reality

Utility territory

The three costs Zillow leaves out.

Mello-Roos

A special tax on newer developments — thousands a year, invisible on the listing.

Fire insurance

A Very-High fire zone can mean FAIR Plan pricing, ~3x a standard policy.

Utility territory

PG&E runs roughly double SMUD — ~$1,700/yr more on the same house.